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Consumers Advantage

CHOOSING THE RIGHT CONSTRUCTION LOAN PROGRAM

ASK YOURSELF THESE QUESTIONS:

Should I use an ownerbuilder consultant?

Using an owner builder consultant could be your best choice because your personal consultant and construction support team offers insider's knowledge, guidance and support throughout home building process. Using a consultant mitigates risk for the bank and provides you more security while acting as your own General Contractor. Typical savings when using this loan program is: $25,000 to $100,000 instant equity. Using a consultant, you avoid the glitches and save money by obtaining insider's knowledge and insuring pre-planning of your project. "CHOOSE THIS OPTION"

Should I manage it by myself?

Going it alone may cost you more in the long run. In some cases the interest rate and closing costs are higher using this option. 99.9% of banks in America will not offer individuals a construction loan to build their own home without a consultant or site supervisor being involved. It's all about risk. Using this option you will not have any organized assistance to insure your success. If you are in the building trades or have extensive experience in this field this option may be the right choice for you. Proceed with caution when choosing this option. "CHOOSE THIS OPTION"

Should I use a general contractor?

Using a G.C. is the most common way of building a home in America. The term 'Turn-Key' means the G.C. will handle all responsibilities of building the home to your satisfaction and hand you a key when the home is complete. In most cases you will never be involved in choosing trade contractors or suppliers. Typically this option is chosen by people who do not have the time to oversee the construction of their own home. There is, however, a movement across America that is disrupting the typical G.C. model where General Contractor's are thinking 'outside-the-box' and merging the G.C. model with owner-builder methods. In these cases the G.C. is creating security and value for their clients. "CHOOSE THIS OPTION"

Email comments or send questions to:
Owner Builder Services -- Tom Landis

Visit the Owner Builder Coach for more free information:
http://www.OwnerBuilderCoach.com

Call 360/250-2170
P.O. Box 711, Black Diamond, Washington 98010 USA
 


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